Budgeting is a huge thing in our family. I am so thankful that I have budget software to keep me organized and focused. Budgeting although never easy is something that everyone should practice. If you don’t have budgeting software I would suggest finding one that works for you. I know many of you stay at home moms already live on a pretty tight budget and with budgeting software you can see exactly where your finances are going, where you need to pinch some pennies, and where you need to save a few. Budgeting has been nothing but a life saver for me. I have been doing it since I learned how to balance a checkbook. If I can recommend anyone to try something new in their homes it would be to create a budget.